Our insurance and underwriting partners

Hollard

Licensed non-life insurer

Hollard is a well-known South African insurance group and trading identity. Best Care holds a confirmed active appointment within the approved panel. The precise legal entity, product route and underwriting appetite considered for a client are confirmed during the quotation process.

Santam

Licensed non-life insurer

Santam Limited is a South African licensed non-life insurer. Best Care may approach the applicable Santam route when it falls within the client’s needs, current placement arrangements and underwriting criteria. Premium, terms and acceptance are always determined by the insurer and policy wording.

Bryte

Licensed non-life insurer

Bryte Insurance Company Limited is a South African licensed non-life insurer. Best Care can consider the relevant Bryte route when preparing a suitable short-term insurance quotation. Whether a risk can be quoted, accepted or placed depends on the available product, underwriting information and policy terms.

Discovery Insure

Licensed non-life insurer

Discovery Insure Ltd is publicly identified as a licensed South African non-life insurer. Best Care may approach the applicable Discovery Insure route for risks that fit the current product and underwriting criteria. A confirmed appointment does not mean that every client or exposure will be accepted.

Auto & General

Licensed non-life insurer

Auto and General Insurance Company Limited is publicly identified as a South African non-life insurer. Best Care may consider an applicable route when the client’s requirements, risk information and the provider’s current underwriting criteria align. The insurer determines quotation terms, premium and acceptance.

Guardrisk

Licensed non-life insurer

Guardrisk is a South African group and trading identity associated with insurance and risk-capacity structures. Best Care holds an active appointment within the approved panel. The exact Guardrisk entity, product structure and insurer arrangement relevant to a quotation are confirmed in the placement documentation.

Old Mutual Insure

Licensed non-life insurer

Old Mutual Insure Limited is publicly identified as a South African licensed non-life insurer. Best Care may consider the appropriate Old Mutual Insure route when it falls within the client’s requirements and current placement criteria. The insurer determines product availability, terms and acceptance.

C & G

Specialist underwriting agency

C&G is publicly described by Guardrisk in relation to specialist engineering and guarantee underwriting operations. Best Care holds a confirmed active panel appointment, while the exact current legal entity, product route and insurer carrying the risk are confirmed for the specific placement and policy documentation.

Camargue Underwriting Managers

Underwriting manager / UMA

Camargue Underwriting Managers is a specialist underwriting manager. Its public material identifies several underwriting routes, including certain Lloyd’s underwriters and South African insurers. Best Care may approach the applicable Camargue route where the risk, mandate and current underwriting appetite support a quotation.

Publicly stated underlying insurer: Certain underwriters at Lloyd’s; Bryte Insurance Company Limited; Compass Insurance Company Limited

CIA Building Insurance Specialists

Underwriting manager / UMA

CIA Building Insurance Specialists is the trading identity of Commercial & Industrial Acceptances (Pty) Ltd, publicly described as an underwriting manager for Compass Insurance Company Limited. Best Care may consider the appropriate route for relevant property risks, subject to the applicable underwriting requirements and policy wording.

Publicly stated underlying insurer: Compass Insurance Company Limited

Horizon Underwriting Managers

Underwriting manager / UMA

Horizon Underwriting Managers is a specialist marine underwriting manager. Public information identifies Lombard Insurance Company Limited as the underlying insurer for the Horizon marine route. Best Care may approach that route where the client’s exposure, underwriting information and current marine appetite are appropriate.

Publicly stated underlying insurer: Lombard Insurance Company Limited

MUA Insurance Acceptances

Underwriting manager / UMA

MUA Insurance Acceptances is an underwriting manager whose public information identifies Compass Insurance Company Limited as the underlying insurer. Best Care may consider the applicable MUA route for risks that meet the available product and underwriting criteria. Policy acceptance remains subject to the provider’s assessment.

Publicly stated underlying insurer: Compass Insurance Company Limited

iTOO Special Risks

Underwriting manager / UMA

iTOO Special Risks is a specialist underwriting manager. Its public information identifies The Hollard Insurance Company Limited as the underwriting insurer for relevant routes. Best Care may approach the applicable specialist route when the client’s risk and current underwriting criteria support it.

Publicly stated underlying insurer: The Hollard Insurance Company Limited

Merx Underwriting Managers

Underwriting manager / UMA

Merx Underwriting Managers is a specialist underwriting manager whose public information identifies Old Mutual Insure as its insurer. Best Care may approach the relevant Merx route for suitable heavy commercial vehicle and related exposures, subject to the provider’s current underwriting requirements and policy wording.

Publicly stated underlying insurer: Old Mutual Insure

Vantage

Underwriting manager / UMA

Vantage Insurance Acceptances is publicly presented as a Santam division. Best Care holds a confirmed active appointment within the approved panel. The relevant Vantage product route, insurer terms and availability are confirmed during quotation preparation for the specific client risk.

Publicly stated underlying insurer: Santam

SHA Risk Specialists

Underwriting manager / UMA

SHA Risk Specialists is publicly associated with Santam’s specialist solutions activity, with public material noting a later Santam specialist-brand transition. Best Care holds an active appointment within the approved panel. The current product route and insurer documentation are confirmed for each placement.

Publicly stated underlying insurer: Santam Limited

Sapphire Risk Transfer

Underwriting manager / UMA

Sapphire Risk Transfer is publicly identified as a South African underwriting manager, with Bryte Insurance Company Limited stated as the underwriting insurer for relevant products. Best Care may approach an applicable Sapphire route where the client’s exposure and current underwriting criteria are suitable.

Publicly stated underlying insurer: Bryte Insurance Company Limited