Personal insurance
Short-term cover for the things you own and use.
Explore vehicle, home, possessions, specialist-asset and travel-insurance questions in one place. Every guide explains common cover, limitations and quote information without promising a particular policy outcome.
In brief: Best Care is presented as a brokerage, not an insurer. These guides help you prepare a better short-term insurance discussion. A specific product route must be verified against Best Care’s authorisation, appointments and policy availability before publication.
Personal insurance library
Start with the question behind the cover.
Personal insurance / Motor
Car insurance that starts with the way you actually use your vehicle
A careful motor-insurance review considers more than a monthly premium. Best Care can help you prepare the facts an insurer or underwriting manager may need before a quote is considered.
Explore guidePersonal insurance / Home contents
Home contents cover for the things that make a house yours
A contents review begins with a realistic replacement-value inventory, not an estimate based on what you originally paid for an item.
Explore guidePersonal insurance / Buildings
Buildings insurance for the structure, fixtures and rebuild cost of your home
Whether you own a freehold home, sectional-title unit or rental property, the structure and the responsibilities around it need to be clearly understood before choosing cover.
Explore guidePersonal insurance / Motor
Third-Party, Fire and Theft Car Insurance Guide
This route should be weighed against the vehicle’s value, your ability to self-fund accident damage, and the policy’s excesses and security conditions.
Explore guidePersonal insurance / All risk
Portable Possessions and All-Risk Cover Guide
The key question is whether an item needs protection while it is away from the insured home. Home contents and all-risk cover can address different situations.
Explore guidePersonal insurance / Motor
Motorcycle Insurance Guide for South Africa
A motorcycle needs its own risk conversation. Do not assume a car policy automatically extends to a bike, accessories or riding equipment.
Explore guidePersonal insurance / Specialist assets
Caravan and Trailer Insurance Guide
A caravan or trailer can create separate asset and liability questions. It should not be assumed to have the same protection as the towing vehicle.
Explore guidePersonal insurance / Travel
Travel Insurance Guide for South African Travellers
Travel cover needs to match the destination and trip. Medical history, activities, cancellation reasons and departure dates can be important questions.
Explore guidePersonal insurance / Motor
Comprehensive Car Insurance Guide
Comprehensive car insurance may help with defined accidental damage to the insured vehicle, theft, fire and third-party liability, depending on the policy selected. Vehicle value, drivers, use, security, excesses and disclosure are important.
Explore guidePersonal insurance / Motor
Third-Party-Only Car Insurance Guide
Third-party-only car insurance may help address certain legal liability to other people or property arising from use of the insured vehicle, but it may not protect the insured vehicle itself. Limits, driver conditions, use and policy wording are critical.
Explore guidePersonal insurance / Liability
Personal Liability Insurance Guide
Personal liability insurance may address certain legal-liability claims against an individual or household for accidental injury or property damage to others, subject to the policy, limits, exclusions and circumstances. It may be included within some household policies or require separate consideration.
Explore guidePersonal insurance / Watercraft
Watercraft Insurance Guide
Watercraft insurance may help protect a declared boat, jet ski or other qualifying craft against selected accidental damage, theft, liability or transit risks. Craft type, use, storage, territory, safety equipment and operator experience can affect cover.
Explore guidePersonal insurance / Cyber
Personal Cyber Insurance Guide
Personal cyber insurance may address selected costs or support following an insured online event, such as identity theft, cyber extortion or certain fraud-related losses, depending on the policy. It does not replace safe online practices, bank protections or prompt reporting.
Explore guidePersonal insurance / Security
Kidnap and Ransom Insurance for Individuals
Kidnap and ransom insurance may address selected crisis-response, extortion or related exposures for individuals with a verified specialist need, subject to confidential underwriting, policy wording, legal constraints and exclusions. It is a sensitive specialist topic.
Explore guidePersonal insurance / Collections
Fine Art, Antiques and Collectables Insurance Guide
Collectors, households, galleries and owners of valuable artworks, antiques or collectable items. The relevant route, premium, limits and acceptance are confirmed during quotation and remain subject to underwriting.
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